Texas Bankers Association Endorses Capstone Banktech
The Texas Bankers Association Services Company, Inc., (TBASCO) has announced its endorsement of Capstone Banktech, a leading provider of accounts receivable lending technology and support services for community banks and lending institutions. The endorsement gives TBA members access to CapitalExpress, Capstone Banktech’s proprietary, end-to-end AR lending management platform, enabling community banks to launch and manage... Read More →
The Energy Sector: Why Oil and Gas Services Companies Are a Prime Market for AR Financing
Key Takeaways: U.S. crude oil production set a new annual record in 2025 at 13.6 million barrels per day, driven by continued activity in the Permian Basin, Eagle Ford, and Bakken regions. That production volume supports a large and active ecosystem of oilfield services companies that operate on extended payment cycles. Oilfield services companies routinely... Read More →
Poor Cash Flow Is Your Small Business Customers’ Biggest Risk
Key Takeaways: More than half of small businesses — 56% — cite paying operating expenses as a financial challenge, and 51% report struggling with uneven cash flow, according to the Federal Reserve’s 2024 Small Business Credit Survey. A profitable business can still fail if the timing between money going out and money coming in is... Read More →
SMB Lending: Opportunities for Community Banks
Key Takeaways: Small business lending needs follow a predictable lifecycle, and community banks that understand this progression can position themselves to capture more of each stage. Community banks approve small business loans at higher rates than large national banks, and their relationship-based underwriting is a structural advantage that automated systems can’t replicate. AR financing programs... Read More →
Top Industries for Accounts Receivable Financing in 2026
The demand for accounts receivable financing and invoice-based working capital solutions continues to grow across the U.S. economy. According to market research data, the global AR financing market was valued at approximately $164 billion in 2025 and is projected to reach $250 billion by 2029, growing at an 11.1% compound annual growth rate. North America... Read More →
U.S. Manufacturing Sector Analysis: Lending Opportunities in 2026
The U.S. manufacturing sector, which accounts for approximately 10% of GDP according to the Bureau of Economic Analysis, is projected to experience modest but positive growth in 2026 following recent global contraction. This analysis examines key trends, regional growth patterns, and sector dynamics relevant to commercial lending opportunities. Sector Growth Projections and Drivers Following a... Read More →
SMB Expansion and C&I Lending Opportunities: Strategic Analysis Through 2030
The U.S. small and medium-sized business sector has experienced substantial expansion since 2019, with significant implications for commercial lending portfolios. SMBs—defined as firms with fewer than 500 employees—have grown from approximately 30.7 million in 2019 to over 36 million by mid-2025, representing growth exceeding 17% over six years. This expansion, coupled with a persistent funding... Read More →